More Works to Face Higher Healthcare Costs in '09

From the LATimes.com,

A growing number of workers in 2009 will pay more for health benefits -- and in some cases receive less coverage -- as their employers grapple with the financial fallout of rising medical expenses and diminished revenue and profits, recent surveys of human resource officials show.The Corporate Executive Board found in its survey that a quarter of officials from 350 large corporations said they had increased deductibles an average of 9% in 2008. But 30% of the employers said they expected to raise deductibles an average of 14% in 2009. Mercer, a global benefits consulting firm, surveyed nearly 2,000 large corporations in a representative poll and found that 44% planned to increase employee-paid portion of premiums in 2009, compared with 40% in 2008.

Three huge reasons why this is happening:

1. Employers are curbing their spending on coverage
2. More people are without health benefits
3. Most cannot afford COBRA


What others can you add to the list?